In keeping with a survey by private finance web site NerdWallet, Midwesterners are those most embarrassed to confess they’ve bank card debt, however they’re the least prone to have it. Then again, Southerners have the very best debt-to-income ratios within the nation and the bottom common credit score scores. General the the common American family owes $15,355 in bank card debt. (nerdwallet.com)